Start with access
Use a unique password for each financial service and enable multi-factor authentication where available. Keep recovery email and phone details current.
Review activity
Turn on transaction alerts, check account notifications, and contact the provider through an official channel if something looks unfamiliar.
Avoid common traps
Do not share one-time codes, approve unexpected login prompts, or rely on links in urgent messages. A VPN can help protect a connection but cannot validate a message or transaction.